Guides & resources
Tax and accounting, explained
Straight answers on tax returns, business, super and the ATO, checked against official sources and kept up to date.
Individuals & tax returns
Tax returns, deductions, records and the dates that matter for individual taxpayers.
Individuals & tax returns
Income tax rates for 2026–27 (Australian residents)
The 2026–27 resident tax brackets, what changed from 2025–26 and worked examples showing the maths. Individuals & tax returnsMedicare levy and Medicare levy surcharge: rates and thresholds
The 2% Medicare levy, who pays less, when the surcharge of 1% to 1.5% applies in 2026–27, and how the private health insurance rebate tiers work. Individuals & tax returnsRecord keeping for individuals: what to keep and for how long
Receipts, income statements and investment records: what the ATO expects you to keep, for how long, and what changed from 1 July 2026. Individuals & tax returnsRental property tax basics: income, deductions and negative gearing
What rental income to declare, which costs you can claim now or over time, and what the negative gearing change from 1 July 2027 means. Individuals & tax returnsTax return checklist: documents to gather
The documents to gather for an individual tax return, from income statements to rental records, plus what changes for 2026–27 records.Small business
Structures, registrations, GST and BAS, payroll and the obligations that come with running a business.
Super & SMSFs
Superannuation basics and what is involved in running a self-managed super fund.
Super & SMSFs
Setting up an SMSF: steps and trustee duties
Members and trustee structures, the trustee declaration, registering with the ATO, and the duties that apply from day one. Super & SMSFsSuper contribution caps for 2026–27
The 2026–27 concessional and non-concessional caps, how carry-forward and bring-forward work, and what happens if contributions go over.Trusts & structures
How trusts and companies work, and what trustees and directors need to know.